Get help to secure credit

You might be eligible if: 

• You are a micro, small or medium sized business or farm
• Your application is with AIB/BOI or PTSB
• Your credit facility, or loan restructure request, has been refused, reduced or withdrawn within the past 28 days
• Your application is for credit facilities between €1,000 and €3 million

Eligibility is subject to terms and conditions.

• Following the receipt of your details Credit Review asks your bank to clarify position and explain in detail why credit facilities have been refused, reduced or with drawn
• The Review focuses on the overall viability of your business and its ability to repay the loan
• Credit Review forms an expert opinion on the bank's credit decision, and makes recommendations for borrower and bank
• The bank must either comply with Credit Review's recommendations, or explain why it is not prepared to advance the credit
• Where Credit Review cannot support the credit request at this time it will suggest a roadmap to help ensure the business is successful in future credit applications

Helping your business to secure the credit you need. In 80% of cases supported, banks comply with Credit Review recommendations and offer credit facilities.