How can we help?


Credit Review

Get help to secure credit

This support provides a simple, effective credit review and appeals process for business owners who have been refused credit from participating banks.

Who is it for?

You might be eligible if: 

  • You are a micro, small or medium sized business or farm
  • Your application is with AIB/BOI or PTSB
  • Your credit facility, or loan restructure request, has been refused, reduced or withdrawn within the past 28 days
  • Your application is for credit facilities between €1,000 and €3 million

Eligibility is subject to terms and conditions.

What do you get?

  • Following the receipt of your details Credit Review asks your bank to clarify position and explain in detail why credit facilities have been refused, reduced or with drawn
  • The Review focuses on the overall viability of your business and its ability to repay the loan
  • Credit Review forms an expert opinion on the bank's credit decision, and makes recommendations for borrower and bank
  • The bank must either comply with Credit Review's recommendations, or explain why it is not prepared to advance the credit
  • Where Credit Review cannot support the credit request at this time it will suggest a roadmap to help ensure the business is successful in future credit applications

What can it be used for?

Helping your business to secure the credit you need. In 80% of cases supported, banks comply with Credit Review recommendations and offer credit facilities. 

Get in touch

If this sounds like the right support for your business, call our dedicated hub for more details on how to apply.

*Phone operating hours are Mon - Fri from 9am - 5pm

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